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Typical Loan Structure

To view more on the SBA 504 program, please see Everything 504.

Project Cost Source Lien Funding Limit Rate Term Real Estate Term Equipment
50% Financial Institution 1st None Market 10 Years or Longer 7 Years of Longer
40% NEDCO 2nd $50,000 – $5,000,000* Fixed 20 Years 10 Years
10% Borrower

*For non-traditional minimum and maximum amounts, see 504 FAQs.